Home Purchase Eligibility Assessment
Find out if you qualify for a home loan — before you apply. Expert guidance from a Certified Home Loan Packager.
What is an Eligibility Assessment?
An Eligibility Assessment is a personalized, one-on-one session with a Certified Home Loan Packager to review your income, credit, and financial profile. We determine whether you qualify for the USDA 502 Direct Loan or other homeownership programs — and map out your next steps toward owning a home.
What's included in your $50 assessment?
Income Review
We analyze all income sources to confirm eligibility.
Credit Evaluation
Soft credit review & guidance on score requirements.
Program Matching
Match you to USDA 502 or other loan programs.
Document Checklist
Custom list of documents you'll need to apply.
Timeline Planning
Realistic roadmap to your home purchase closing.
Q&A Session
Get all your homebuying questions answered.
Who should schedule an assessment?
- First-time homebuyers who don't know where to start
- Renters ready to transition to homeownership
- Families with low to very-low income seeking affordable options
- Anyone who has been told they don't qualify — let us take a second look!
- Residents in rural areas interested in USDA-eligible properties
How to schedule your assessment
1. Contact Us
Call or email to book your session.
2. Pay $50 Fee
Secure your appointment with your payment.
3. Meet & Assess
One-on-one review with Annjanette Dunbar.
CURES For Chester d/b/a Wake Up At Home CDC. USDA is an equal opportunity provider, lender, and employer. Wake Up At Home CDC assists with applications but does not guarantee USDA approval.